As September arrives in Massachusetts, so does the peak of hurricane season. While direct hurricane hits are rare, remnants of tropical storms, nor’easters, and unpredictable weather can still bring strong winds, heavy rain, and flooding. Preparing for these storms, knowing how to stay safe during them, and understanding the recovery process afterward is essential for protecting your family and property.
Here’s a guide on how to manage storm safety in Massachusetts before, during, and after a storm.
Before the Storm
Review Your Homeowners Insurance
In Massachusetts, September storms can cause significant wind and rain damage. Review your homeowners insurance to ensure you have adequate coverage. Flooding is not included in standard policies, so consider purchasing flood insurance, especially if you live in a coastal or low-lying area prone to storm surges or heavy rain.
Prepare an Emergency Kit
Prepare an emergency kit that includes water, non-perishable food, medications, flashlights, batteries, and a battery-powered radio. Storms in Massachusetts frequently lead to power outages, and having the essentials on hand is crucial.
Secure Your Home
Trim overhanging branches, secure outdoor furniture, and check your roof and gutters. High winds and heavy rain can cause extensive damage, especially if debris becomes airborne or water overflows from blocked gutters.
Document Your Belongings
Before the storm hits, take photos or videos of your home and valuables. This documentation will help expedite any insurance claims you may need to file.
During the Storm
Stay Indoors
During a storm, stay indoors and away from windows. If the winds pick up or flooding threatens your home, move to an interior room like a bathroom or basement. Pay close attention to evacuation orders—Massachusetts' coastal areas are particularly vulnerable to storm surges.
Avoid Floodwaters
Flooding is a major risk in Massachusetts, especially in September. Never drive through flooded streets, as water can rise quickly and sweep away vehicles. If your home starts to flood, move to higher ground immediately.
Monitor Local Alerts
Stay informed through apps like Massachusetts Alerts or local radio stations. MEMA provides updates on road closures, evacuations, and storm conditions.
After the Storm
Inspect Your Property
After the storm passes, inspect your property for damage. Focus on the roof, windows, and any signs of flooding. Take photos of any damage for your insurance claim.
File an Insurance Claim
Contact your insurance company as soon as possible. Provide documentation of the damage, including photos and an inventory of lost items. If flooding occurred, you’ll need to file a separate claim with your flood insurance provider.
Temporary Repairs
Make temporary repairs to prevent further damage, such as covering a broken window or damaged roof. Keep receipts for materials, as these costs may be covered by your insurance.
Massachusetts storms in September can be unpredictable and damaging, but taking the right steps before, during, and after the storm can make all the difference in protecting your home and family.
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